Social Leasing: How to Lease a New Car for Under €100 a Month
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The concept of "social leasing," a government-subsidized program that would allow low-income households to lease electric cars for less than €100 a month, has long been a reality in France. As the German government debates a similar initiative, many may wonder if such affordable mobility is truly possible today. The answer is yes.
We’ve found several car leasing deals already available that bring that monthly payment to under the €100 mark. Whether you're looking for an ultra-compact city car, a rugged and practical daily driver, or a proven German classic, these deals prove that budget-friendly leasing isn't a distant dream—it's here now.
1. Leapmotor T03: The City EV Champion
If you've never heard of the Leapmotor T03, you're not alone. This city-focused electric car is a rising star, reminiscent of the early days of Smart before it grew into a large SUV brand. At just 3.62 meters long, its 95 hp electric motor and clever use of space make it perfect for urban living. The T03 offers four doors and a surprisingly solid interior, making it more practical than its size suggests.
This deal is a clear winner on price. For just €92.95 per month, with a 24-month term and 5,000 km of annual mileage, it’s one of the most affordable ways to get into a new EV. As our tester Felix Reek noted, the car comes loaded with features that many mid-range vehicles from German manufacturers don't even offer: electric windows, a panoramic roof, dual displays, a reversing camera, air conditioning, and ten assistance systems are all included. Over two years, the total cost for the car itself is only €2,230.80, though you’ll need to factor in an additional transfer cost of €1,399.
2. Dacia Sandero: The No-Nonsense Value King
Dacia has always been known for its affordability, but in recent years, the Dacia Sandero has transformed into a genuinely good and safe car. Our safety tests confirm its improved quality, with the Sandero demonstrating surprising agility in evasion maneuvers. This proves that you don't have to sacrifice safety for a low price.
The Sandero is a fantastic long-term value. With a monthly lease rate of just €93.93, an annual mileage of 5,000 km, and a generous 60-month term, you get peace of mind both on the road and with your finances. As our expert Daniel Hohmeyer summarized, "The Sandero impressively proves that driving dynamics do not have to be a question of price!" The total cost over the five-year period comes to a very low €5,635.80, with an additional transfer fee of €990.
3. VW Polo: The Reliable German Classic
For German customers, the VW Polo has always been a safe bet. While Volkswagen's prices have risen over the years, this leasing deal brings the Polo's legendary reliability back into an accessible price range. For just €99 a month, you get a new Polo with an even more flexible annual mileage of 10,000 km over a 30-month term. This makes it a great choice for both daily commuting and longer weekend trips.
The Polo remains true to what made it a best-seller: a rock-solid, no-frills car with good space and an intuitive interior. In our opinion, the Polo is what the Golf used to be—a practical and dependable vehicle that just works. The total cost for the 30-month period is €2,376, plus a transfer fee of €1,499. It's a deal that combines the peace of mind of a German brand with the affordability of a budget car.
If none of these options are the right fit, you can find more deals by exploring different models, leasing conditions, or your specific budget.